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Form 1099-LTC online Provo Utah: What You Should Know
In certain circumstances, there is a possibility that you may be exempt from Medicare and the benefits for health care in long-term care facilities. There are many ways in which an individual may qualify for long-term care benefits such as: Age and disability. Length of residence in the state (not all states permit long-term care homes) Medicare waiver Medical assistance Income that is low enough to qualify for Medicaid You have a disability or are over age 62 or over age 70 at the time of initial coverage. The insurance may not pay for those services, however, you may be able to receive those services in a nursing home for a reduced payment. Ask your provider (physician, nurse, therapist, etc.) if you qualify for LTC and how long it will continue. Long-term care insurance is available through many places, including: Health care organizations, hospitals and nursing homes Long-term care providers Many long-term care facilities and providers have negotiated rates and the costs may vary based on where you live. The costs may vary significantly due to: Cost of property. Location (location and age) Services provided (in home, in nursing home, with a licensed therapist, etc.) Services provided in the community (e.g., home visitation) When comparing the cost for long-term care services at different facilities, ask if you qualify for LTC. If you qualify, you may be eligible to receive: A payment for a certain period of time and/or the payment may be contingent upon a certain condition or service being provided. Costs may be partially covered, and you may be responsible for paying some costs. You may decide to pay all or some of the costs if the LTC payment is contingent upon the provision of services. (e.g., you will only need to take a medication or visit if you receive the prescribed treatment and can afford it. Or, you may not need the services for some limited time, and you do not want these services. You can also request that an administrator not charge you for the services in order to qualify for LTC, but you may be responsible for the cost. Ask your facility or provider to give you the option for LTC.) The following information is for educational purposes only. Please visit the Utah Long-term Care Information page for additional information.
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